SBI to raise data-centre exposure to ₹4,000 crore by FY26

State Bank of India (SBI), the nation’s largest public sector lender, plans to scale its exposure to the fast-growing data centre sector.

As per news reports, the bank aims to raise lending in this space from about ₹2,800 crore to ₹4,000 crore by March 2026, aligning with the Finance Ministry’s push for PSBs to pursue new growth opportunities.

Strengthening capabilities and responding to industry growth
As per Colliers report, India’s data centre landscape continues to experience rapid momentum, with nearly $15 billion invested since 2020 and an additional $20–25 billion expected over the next 6 years, driven by strong digital demand. 

The report highlighted that the country’s data centre capacity reached 1,263 MW as of April 2025 across seven major cities and is projected to exceed 4,500 MW by 2030. The sector’s real estate footprint, currently 15.9 million square feet, is estimated to grow to approximately 55 million square feet by 2030.

Operational metrics
SBI posted a 9.3% year-on-year rise in global deposits as of September 2025, supported by strong growth in current account deposits at 17.9% and savings account deposits at 6.4%.

Its CASA ratio stood at 39.6%, positioning it among the stronger PSBs in low-cost funding. Operationally, the bank achieved business per branch of ₹434 crore and business per employee of ₹41 crore, ranking among the most efficient in the public sector banking landscape.

SBI share price performance 
As of December 11, 2025, at 1:00 PM, SBI share price is trading at ₹965.30 per share, reflecting a surge of 0.58% from the previous closing price. Over the past month, the stock has surged by 1.26%. The stock’s 52-week high stands at ₹999 per share, while its low is ₹680 per share.

Conclusion 
SBI’s planned expansion into data centres, combined with a reassessment of its portfolio and readiness for the ECL framework, reflects a measured approach to future growth. Strong deposit performance and operational efficiency further position the bank to capitalise on emerging opportunities while maintaining financial stability and compliance discipline. AngelOne